Money Market Funds

Earn Higher Yields with Webull's Money Market Funds
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Money Market Funds

Webull Money Market Funds

Webull Money Market Fund is a type of mutual fund that invests in highly liquid, short-term instruments.
High Liquidity

High Liquidity

Investors are able to access their funds at any time with same-day settlement.

Income

Income

Typically Money Market Funds offer better yields compared to bank accounts.

Low Risk

Low Risk

Money Market Funds are considered low-risk investments.

$1 To Start

$1 To Start

Often have a minimum investment requirement as low as $1 USD.

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Explore Webull’s Money Market Funds​

Select A Money Market Fund That Best Fits Your Investment Strategy.
Fund
US Treasury Cash Reserves
Government Obligations Tax-Managed Fund
Prime Cash Obligations Fund

Ticker

TISXX
GTSXX
PRCXX

Fund Type

Treasury
Government
Prime

Taxable

Interest is exempt from state personal income tax
Interest is exempt from state personal income tax
Interest is fully taxable

Characteristics

Typically limits holdings to US Treasury obligations
Typically limits holdings to cash, US government and/or fully collateralized repurchase agreements
Typically invests in high-quality, dollar-denominated, fixed-income securities that are issued by banks, corporations and the U.S. government

Credit Rating

AAAm S&P Global Ratings

Aaa-mf Moody's

AAAm S&P Global Ratings

Aaa-mf Moody's

AAAm S&P Global Ratings

Aaa-mf Moody's

AAAmmf Fitch

Current 1-Year Yield

4.22%
4.22%
4.34%

Net Expense Ratio

0.45%
0.45%
0.45%
Get Started Here

4 Easy Steps to Invest in Webull’s MMF

Update Your Webull App

Open and Fund Your Account

Select Your Fund

Press Trade

Start Investing in MMF

Money Market Fund FAQs

Are money market funds safe?

All investments involve risk. Money market funds are generally the safest of all investment products, with a target NAV of $1 per share.

Why are money market funds useful?

Money market funds are typically used to hold cash that you may need in the short term, such as a large purchase, or as an emergency fund, as it stays safe and easily accessible. Some investors may use an allocation of money market funds to diversify, as they have lower volatility to stocks and bonds.

Can money market funds fluctuate in value?

Yes, although very rarely. Money market funds have a target NAV of $1 per share, however in certain market conditions, the value may change. Money market funds can provide a modest income to those who hold them.

Are money market funds insured?

An investment in a money market fund is not insured by either the FDIC (or any other federal agency) or the money market fund's sponsor. A money market fund is an investment product that has the potential to lose value, although money markets have only lost value on a limited number of occasions. However, a money market fund is insured by SIPC. Webull Financial LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 in any cash awaiting reinvestment). An explanatory brochure is available upon request or at www.sipc.org .

When do trades settle?

Money market funds have the ability to have same day settlement depending on when the trade is entered. Some Money Market Funds settle same day if bought or sold before 1pm EST. If the order is placed after 1PM EST, the cash will be available the following business day.

All investments involve risk. Investors should consider carefully information contained in the prospectus, or if available, the summary prospectus, including investment objectives, risks, charges, and expenses. You can view and download a prospectus by contacting support@webull.com. Please read the prospectus carefully before investing. Learn More:

Securities trading is offered to self-directed customers by Webull Financial LLC, a broker dealer registered with the Securities and Exchange Commission (SEC). Webull Financial LLC is a member of the Financial Industry Regulatory Authority (FINRA), Securities Investor Protection Corporation (SIPC), The New York Stock Exchange (NYSE), NASDAQ and Cboe EDGX Exchange, Inc (CBOE EDGX).

Webull Financial, LLC is a CFTC registered Futures Commission Merchant and NFA Member. Futures and futures options trading involves substantial risk and is not suitable for all investors. Please read the Risk Disclosure Statement and other relevant Futures Disclosures located at www.webullbrokers.net/fcm-disclosures.aspx prior to trading futures products. Futures accounts are not protected by the Securities Investor Protection Corporation (SIPC).

Advisory accounts and services are provided by Webull Advisors LLC (also known as "Webull Advisors"). Webull Advisors is an Investment Advisor registered with and regulated by the SEC under the Investment Advisors Act of 1940. Registration does not imply a level of skill or training. See additional information on the Disclosures webpage. Trades in your Webull Advisors account are executed by Webull Financial LLC.

Webull Financial LLC is a member of SIPC, which protects securities customers of its members up to $500,000 (including $250,000 in any cash awaiting reinvestment). An explanatory brochure is available upon request or at www.sipc.org. Webull Financial LLC’s clearing firm Apex Clearing Corp has purchased an additional insurance policy. The coverage limits provide protection for securities and cash up to an aggregate of $150 million, subject to maximum limits of $37.5 million for any one customer’s securities and $900,000 for any one customer’s cash. Similar to SIPC protection, this additional insurance does not protect against a loss in the market value of securities.

Options trading entails significant risk and is not appropriate for all investors. Option investors can rapidly lose the value of their investment in a short period of time and incur permanent loss by expiration date. Losses can potentially exceed the initial required deposit. You need to complete an options trading application and get approval on eligible accounts. Please read the Characteristics and Risks of Standardized Options before trading options.

All investments involve risk, and not all risks are suitable for every investor. The value of securities may fluctuate and as a result, clients may lose more than their original investment. The past performance of a security, or financial product does not guarantee future results or returns. Keep in mind that while diversification may help spread risk, it does not assure a profit or protect against loss in a down market. There is always the potential of losing money when you invest in securities or other financial products. Investors should consider their investment objectives and risks carefully before investing.

Diversification does not eliminate the risk of experiencing investment losses. Margin trading increases risk of loss and includes the possibility of a forced sale if account equity drops below required levels. Margin is not available in all account types. Margin trading privileges are subject to Webull Financial, LLC review and approval. Leverage carries a high level of risk and is not suitable for all investors. Greater leverage creates greater losses in the event of adverse market movements.

Investors should be aware that system response, execution price, speed, liquidity, market data, and account access times are affected by many factors, including market volatility, size and type of order, market conditions, system performance, and other factors. Market volatility, volume and system availability may delay account access and trade executions.

Free trading of stocks, ETFs, and options refers to $0 commissions for Webull Financial LLC self-directed individual cash or margin brokerage accounts and IRAs that trade U.S. listed securities via mobile devices, desktop or website products. A $0.55 per contract fee applies for certain index options and a $0.10 per contract fee applies for oversized option orders. Relevant regulatory and exchange fees may apply. Please refer to our Fee Schedule for more details.

No content on the Webull Financial LLC website shall be considered as a recommendation or solicitation for the purchase or sale of securities, options, or other investment products. All information and data on the website is for reference only and no historical data shall be considered as the basis for judging future trends.

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